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	<title>Learn to Change Negative Thinking &#187; Financial</title>
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	<description>Changing Your Thinking Frees Up Emotional Energy</description>
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		<title>Preparing Yourself Financially for Change</title>
		<link>http://kathyberman.com/2009/06/preparing-yourself-financially-for-change/</link>
		<comments>http://kathyberman.com/2009/06/preparing-yourself-financially-for-change/#comments</comments>
		<pubDate>Thu, 25 Jun 2009 07:46:01 +0000</pubDate>
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				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Quick Links]]></category>

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		<description><![CDATA[One of the main considerations in reinventing yourself is to prepare yourself financially. Take Away the Worry offers the following quiz for preparing yourself financially. &#8220;Take this quiz to how prepared you are financially to make a change: Do I have cash reserves in a savings account that equals at least three month&#8217;s of my [...]]]></description>
			<content:encoded><![CDATA[<div id="attachment_3310" class="wp-caption alignleft" style="width: 250px"><img class="size-full wp-image-3310" title="copy-of-copy-of-earth-from-heaven-hamedsaber" src="http://kathyberman.com/wp-content/uploads/2009/06/copy-of-copy-of-earth-from-heaven-hamedsaber.jpg" alt="Earth From Heaven by hamedsaber" width="240" height="180" /><p class="wp-caption-text">Earth From Heaven by hamedsaber</p></div>
<p>One of the main considerations in reinventing yourself is to prepare yourself financially. <a href="http://www.takeawaytheworry.com/">Take Away the Worry</a> offers the following quiz for preparing yourself financially.</p>
<p>&#8220;Take this quiz to how prepared you are financially to make a change:</p>
<ol>
<li>Do I have cash reserves in a savings account that equals at least three month&#8217;s of my essential living expenses?</li>
<li>Do I know how much my monthly essential living expenses are? Do I set aside time every day or every few days to monitor my checking accounts and pay bills?</li>
<li>Do I keep my credit card balances at zero?</li>
<li>Do I enjoy my money without having to go into debt to purchase things I desire?</li>
<li>If I had to fly across country, could I purchase the tickets without having to charge them to my credit card?</li>
<li>Could I live on 60 percent of my current include for the next couple of months?</li>
<li>Do I regularly check my credit report and know my credit score?</li>
<li>Do I consistently save for the future?&#8221;</li>
</ol>
<p>&#8220;If you find yourself answering &#8220;no&#8221; to two or more of the above, you may want to look for a temporary income source as you work on reinventing yourself. It doesn&#8217;t have to be big and it doesn&#8217;t have to be steady. Save this income for retirement purposes and try to live on your earned income alone.&#8221;</p>
<p>I am calling this post financial freedom because I have allowed poverty thinking to dominate my life. I grew up in a household that used money as the battleground. Both parents used money for emotional needs. So I guess I chose at a young age to fear making money and being secure financially. Consequently, I have always struggled to keep myself living at a poverty level. I’ve come to believe that one of my basic concepts about myself has been that I didn’t deserve to be content and secure. I know that money alone is not the answer to anything. But constantly struggling about money is very tiring on the mind, body and soul.</p>
<p>Some quick links for financial help or ideas:</p>
<p><a href="http://www.getrichslowly.org/blog/2009/06/11/25-essential-books-about-money-financial-wisdom-from-your-public-library/">25 Essential Books About Money: Financial Wisdom from Your Public Library</a></p>
<p><a href="http://www.readwriteweb.com/archives/are_trolls_ruining_social_media.php">Are Trolls Ruining Social Media?</a></p>
<p><a href="http://www.freemoneyfinance.com/2009/06/your-own-personal-money-stress-test.html">http://www.freemoneyfinance.com/2009/06/your-own-personal-money-stress-test.html</a></p>
<p><a href="http://www.fivecentnickel.com/2009/06/11/gardening-for-health-wealth-and-independence-dfa/">Gardening for Health, Wealth, and Independence</a></p>
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